Role signal
€48,000 - €75,000/year
Estimated by Impjieg based on Malta market benchmarks for Technology roles in Malta. Employer has not disclosed exact pay.
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Senior Credit Analyst (Resident in Malta or Hold an EU Passport)
We are seeking an experienced Senior Credit Analyst to support credit card strategy for a growing European portfolio. Reporting to the Senior Credit Manager, the role will undertake portfolio analysis, monitor credit performance and support the development and implementation of credit risk strategies. This is a hands-on analytical role in a fast-moving credit environment, with exposure to senior stakeholders and bank committees.
Support the development, implementation and monitoring of credit risk strategies across acquisition and customer management, including cut-offs, initial credit limits, affordability and credit line management.
Undertake regular and ad hoc analysis—including vintage, cohort, delinquency, roll-rate, loss and profitability analysis—to track performance and inform strategy decisions.
Develop and maintain MI covering risk appetite, portfolio performance, strategy outcomes, live tests and emerging trends.
Provide clear credit risk updates and recommendations to stakeholders and bank committees.
Work with Finance, Operations, Data/Decision Science and other teams to support growth, customer experience and effective credit solutions.
Maintain credit risk documentation and support Collections, Recoveries, Fraud and regulatory change.
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This role was sourced from Novum Bank. Applications are handled directly on their careers site.
You'll be taken to Novum Bank's site to finish applying.
Sourced from Novum Bank. Apply on the company's site.
